The Seller We Are Genuinely Useful To
Somebody whose property has a complication that a conventional sale struggles with.
A manufactured home with no recorded 433A, so the transaction runs through HCD as well as the recorder and needs a tax clearance certificate from the county tax collector. An estate where the owner has died and the home never transferred because a recorder document does not move an HCD title. Land under a Williamson Act contract that binds whoever buys it. A parcel where the home and the land are not the same legal object.
Those files fail on the open market for reasons that have nothing to do with the fire. Buyers withdraw at the title report stage, lenders decline, and the property sits. The full position is on our page covering the contract and the title.
Why Can You Handle Those?
The Seller We Are Sometimes Right For
An ordinary burned house on ordinary land, where the damage is serious and the owner does not want to run a rebuild.
Here it comes down to arithmetic. Our margin is the price of removing the work, the timetable and the uncertainty from your side of it. Where the repair is large relative to the finished value, that trade is reasonable. Where it is small, it is not.
We will tell you which of those your property is, in writing, with the numbers visible. About half the time that email says you should be listing it.
The Seller We Are Usually Wrong For
Smoke damage, water damage, a sound frame and a habitable house after a straightforward repair.
That property has a normal market. It can be financed, it can be viewed and understood by an ordinary buyer, and the work is a known quantity that contractors will quote. A cash buyer's margin on it is money you are giving away for convenience you may not need.
Then Why Do Those People Call You?
What We Do for All Three
Check the title report position on a 433A, check whether the parcel carries a contract, and tell you what we find whether or not you sell to us. Both are things somebody has to establish eventually, and neither is expensive for us to look at.
On an inherited Valley property that is frequently the most useful thing anybody does, because it surfaces the transfer problem before a family has spent months on the wrong paperwork.
Where Our Interests Diverge From Yours
We are the buyer. We benefit if you accept less and decide sooner, and everything above is still true.
Which is why the checks point elsewhere. The county recorder and the title report for the 433A. HCD's Registration and Titling Program for what is against the home. The county tax collector for the clearance certificate. The county for the contract position. A California lawyer where an estate is involved.
The Ordinary Disclosures
We buy as principal, in our own entity, with our own funds, and we take title. We do not assign contracts. Nothing is charged to you at any stage, including if you decline. We are not brokers, not public adjusters, not contractors and not lawyers.
We buy fire-damaged residential property across Fresno, Clovis, Fresno County and the neighbouring valley counties, in any condition, including manufactured homes and contracted land. Beyond this region we would be the wrong buyer.
Where to Start
Work out which of the three you are. Then read the two documents to find on our page about how the process actually runs, and the sorting question on our page about how to tell local cash buyers apart.